CREDITORS: SCARING YOU TO PAY
Millions of Americans are now having a difficult time being able to pay their creditors each month due to recent economic troubles. You may be one of those people. If you are having a difficult time...
View ArticleMAKING ANOTHER PERSON AN AUTHORIZED USER OF YOUR CREDIT CARD
GREAT IDEA FOR CREDIT CARDS COMPANIES This is really not a bright idea, though it is really great for the credit card companies. What is done here is that you get a credit card and then assign your...
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WHAT HAPPENS IF YOU CAN’T PAY YOUR CREDITORS?
ARE CREDITORS LOOKING FOR YOUR MONEY? (NOTE: I am not an attorney and I can not and will not give you legal advice. If you need an attorney, then go find one in your town or city. I am giving you...
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YOUR CREDIT CARD RIGHTS AS A CONSUMER
KNOW YOU RIGHTS! When you deal with something that you don’t fully understand, you can be taken for a ride. For instance, if you don’t understand your rights as a consumer when it comes to your credit...
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United States Consumer Protection Law
IN THE UNITED STATES A VARIETY OF LAWS AT BOTH THE FEDERAL AND STATE LEVELS REGULATE CONSUMER AFFAIRS. “Consumer protection law” is an area of public law that regulates relationships between...
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How Many Errors Are On Your Credit Report?
IS THERE WRONG INFORMATION BEING REPORTED ABOUT YOUR CREDIT? A study released by the U.S. Public Interest Research Group (PIRG) in June 2004 found that 79% of the consumer credit reports surveyed...
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What is Debt Validation?
UNDER THE FAIR DEBT COLLECTION PRACTICES ACT (a federal law regulating debt collectors), you have the right to request that any debt collector send you proof of the debt in question. This process is...
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FTC Consumer Protection for Credit Cards & Consumer Loans
THE FEDERAL TRADE COMMISSION IS A RESOURCE FOR CONSUMER RIGHTS. Click on the link below to access facts and reports about many practical and important matters to consumers like you and I, including...
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Good Credit-Card Customer? You’re Canceled.
CAN A CREDIT-CARD COMPANY CANCEL YOUR CARD AND NOT TELL YOU? The following excerpt is from a post on the Wall Street Journal about a person who had 4 Chase cards canceled at once without any notice....
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